Bajaj Finserv: Loans, UPI & FD

4.5
1.4M reviews
50M+
Downloads
Content rating
Everyone
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About this app

Bajaj Finserv App is trusted by 40 million+ customers all over India for their financial and payment needs. With this app, you can apply online for personal loan, home loan, gold loan, etc. You can shop online from 1 million+ products at no-cost EMI, manage investments, get insurance, and do much more. You can also easily pay all your utility bills, recharge your mobile and DTH services, and transfer money using BHIM UPI.

Instant Personal Loan App


• Get an instant personal loan of up to ₹40 Lakh with this loan app.
• Doctors & Chartered Accountants can get funding through professional loans.
• Self-employed individuals can opt for a Business loan at affordable rates.

Highlights of Personal Loan
✔️Finance Amount: ₹20,000 to ₹40 Lakh
✔️ Repayment Tenure: 12 to 96 months
✔️ Rate of Interest / Annual Percentage Rate (APR): 11% to 34%
✔️ Processing Fees: upto 3.93% of disbursed amount Incl of Taxes

For ₹1,00,000/- borrowed at an interest rate of 2% p.m. for 12 months (interest rate on reducing balance method), the payable amount would be: Processing fee* ₹3930, Other charges ₹100, Interest ₹13,472. The total amount to be repaid after a year will be ₹1,17,542. *Interest rate and processing fees vary as per the products.

No-Cost EMI shopping at Bajaj Mall


• Shop smartly with the Bajaj EMI Card and enjoy No-Cost EMI options on over 1 million products.
• From Electronics, Appliances & Smartphones to Fitness Equipment and Furniture, shop for everything at No-Cost EMI.
• Find all the top brands like Samsung, Sony, LG, Whirlpool, & others at Bajaj Mall.
• Use the store locator to find the nearest Bajaj Finserv Partner Store for in-store shopping.

Bajaj EMI Card


• Apply for Bajaj EMI card online, view your EMI Card limit & also pay EMI online.
• Use the EMI card to shop online at No-Cost EMI at Bajaj Mall and over 1.5 Lakh local stores.

Bill Payment & Online Recharge


• Online Bill Payments
Make electricity bill payments online along with other monthly utilities such as water, LPG, broadband etc. Get cashback on your bill payment credited to your Bajaj Pay Wallet.
• Online Mobile Recharge
Find all top billers such as Jio, Airtel, Vi etc. for mobile recharge on Bajaj Finserv App. Earn cashback on mobile recharge using the Bajaj Pay UPI & use it for future bill payments.
• FASTag
The Bajaj Finserv App enables quick and easy FASTag recharge. You can recharge on the go & enjoy hassle-free travel.

BHIM UPI App


• Create your unique Bajaj Pay UPI ID & send/receive money or pay bills by scanning any QR code.
• Add money to your Bajaj Pay Wallet & make seamless bill payments.

Credit Card


• Apply for Bajaj Finserv-RBL Credit Card in a few easy steps.
• Make credit card bill payments online, enjoy cash withdrawals using credit card & get reward points on your spending with the RBL credit card & DBS credit card.

Fixed Deposits


• Get high ROI on fresh & renewal of FD & enjoy special rates on Digital FD through app
• You can start investment in FD at ₹15,000 & also get a loan against it
• You can also invest in Bajaj Finance Systematic Deposit Plan with just ₹5,000

Mutual Funds


• Investment in Mutual Funds starts with an amount as low as ₹100.
• You can invest in any Mutual Fund via monthly SIP or pay lumpsum.
• Mutual Fund SIP calculators can help you draw an estimate & plan well.

Insurance


• Bajaj Finserv App offers all kinds of Insurance on its platform such as Health insurance, Motor insurance & Pocket Insurance

App in App


• Fulfil your daily needs of shopping, travel etc on one single platform with 100+ brand partners

Features
• Find all your financial relations at a glance
• Use EMI calculators & pay your EMIs online
• Check CIBIL score & get credit health report online
• Download your loan account statements
• Avail quick assistance online for your queries

Contact Us:
Bajaj Finserv- Off Pune-Ahmednagar Road,Vimannagar, Pune-411014
Updated on
Mar 5, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.5
1.4M reviews
Shubham Sharma
March 14, 2024
This app works for the sole purpose for sending you somewhere they can get money off of you. Everything else seems secondary. Initially I used it for checking up on their credit card, it works fine for that purpose but try anything else amd you are bombarded with popups, adverts. I made a UPI payment, and instinctively clicked to check balance. What happens? I clicked a popup, and a browser window opens up, then the app re-opens with some form asking my PAN, Kyc. This is unacceptable behaviour.
12 people found this review helpful
Did you find this helpful?
Bajaj Finance Limited
March 5, 2024
Thank you for the 5-star rating - Shashank
Nitesh Adhikary
March 15, 2024
After Updating the App, its like a disaster, Can't use any function, or option. My statement profile, UPI transaction. everting is on loading screen. Update make the app better, but not with Finserv app. it sucks. more than a month the app is still the same. no Improvement. Very disappointing.
Did you find this helpful?
Bajaj Finance Limited
March 15, 2024
Hi Nitesh, we are here to assist you 1. Uninstall & Re-Install the app 2. If not resolved, write to us with details of issue on appsupport@bajajfinserv.in along with A. Phone Number B. Device model & operating system C. Date with Approximate time of issue Mention the ref ID AS031524-07 for us to track. Thank you - Jitesh
Entertainment Only !!!
March 15, 2024
Your app is the worst app ever. It doesn't open. It keeps loading forever when we click on emi card or profile page. People those who are planning to take services... don't go for it. It's a waste of time, energy and trust.
1 person found this review helpful
Did you find this helpful?
Bajaj Finance Limited
March 15, 2024
Hi, we would like to understand it better. Write to us with details of issue on appsupport@bajajfinserv.in along with A. Phone Number B. Device model & operating system C. Date with Approximate time of issue Mention the ref ID AS031524-04 for us to track. Thank you - Jitesh

What's new

New Feature Released