Bajaj Finserv: Loans, UPI & FD

4.5
1.44M reviews
100M+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Bajaj Finserv App is trusted by 45 million+ customers all over India for their financial and payment needs. With this app, you can apply online for personal loan, home loan, gold loan, etc. You can shop offline from 1 million+ products at no-cost EMI, manage investments, get insurance, and do much more. You can also easily pay all your utility bills, recharge your mobile and DTH services, and transfer money using BHIM UPI.

Instant Personal Loan App


• Get an instant personal loan of up to ₹40 Lakh with this loan app.
• Doctors & Chartered Accountants can get funding through professional loans.
• Self-employed individuals can opt for a Business loan at affordable rates.

Highlights of Personal Loan
✔️Finance Amount: ₹20,000 to ₹40 Lakh
✔️ Repayment Tenure: 12 to 96 months
✔️ Rate of Interest / Annual Percentage Rate (APR): 11% to 34%
✔️ Processing Fees: upto 3.93% of disbursed amount Incl of Taxes

For ₹1,00,000/- borrowed at an interest rate of 2% p.m. for 12 months (interest rate on reducing balance method), the payable amount would be: Processing fee* ₹3930, Other charges ₹100, Interest ₹13,472. The total amount to be repaid after a year will be ₹1,17,542. *Interest rate and processing fees vary as per the products.

Locate Stores for No-Cost EMI at Bajaj Mall


• Locate stores at Bajaj Mall to enjoy No-Cost EMI options on over 1 million products.
• From Electronics, Appliances & Smartphones to Fitness Equipment and Furniture, shop for everything at No-Cost EMI.
• Find all the top brands like Samsung, Sony, LG, Whirlpool, & others at Bajaj Mall.
• Use the store locator to find the nearest Bajaj Finserv Partner Store for in-store shopping.

Bill Payment & Online Recharge


• Online Bill Payments
Make electricity bill payments online along with other monthly utilities such as water, LPG, broadband etc. Get cashback on your bill payment credited to your Bajaj Pay Wallet.
• Online Mobile Recharge
Find all top billers such as Jio, Airtel, Vi etc. for mobile recharge on Bajaj Finserv App. Earn cashback on mobile recharge using the Bajaj Pay UPI & use it for future bill payments.
• FASTag
The Bajaj Finserv App enables quick and easy FASTag recharge. You can recharge on the go & enjoy hassle-free travel.

BHIM UPI App


• Create your unique Bajaj Pay UPI ID & send/receive money or pay bills by scanning any QR code and authorize your UPI payments by entering the UPI PIN.
• Add money to your Bajaj Pay Wallet & make seamless bill payments.

Credit Card


• Apply for Bajaj Finserv-RBL Credit Card in a few easy steps.
• Make credit card bill payments online, enjoy cash withdrawals using credit card & get reward points on your spending with the RBL credit card & DBS credit card.

Fixed Deposits


• Get high ROI on fresh & renewal of FD & enjoy special rates on Digital FD through app
• You can start investment in FD at ₹15,000 & also get a loan against it
• You can also invest in Bajaj Finance Systematic Deposit Plan with just ₹5,000

Mutual Funds


• Investment in Mutual Funds starts with an amount as low as ₹100.
• You can invest in any Mutual Fund via monthly SIP or pay lumpsum.
• Mutual Fund SIP calculators can help you draw an estimate & plan well.

Insurance


• Bajaj Finserv App offers all kinds of Insurance on its platform such as Health insurance, Motor insurance & Pocket Insurance

App in App


• Fulfil your daily needs of shopping, travel etc on one single platform with 100+ brand partners

Features
• Find all your financial relations at a glance
• Use EMI calculators & pay your EMIs online
• Check CIBIL score & get credit health report online
• Download your loan account statements
• Avail quick assistance online for your queries

Contact Us:
Bajaj Finserv- Off Pune-Ahmednagar Road,Vimannagar, Pune-411014
Updated on
Apr 17, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.5
1.43M reviews
Muskan Dhankhar
April 19, 2024
This app is very useful and awesome. It is very easy to use and has all the features which I need . It can do easy document sharing and pdf editing which makes it unique in itself. It has appealing design and beautiful interface , complemented by great graphics and is user friendly. It has EMI and loan calculator , FD and convenient payment options and many more . All these features make it a super cool app and I definately recommend you all to use this.
144 people found this review helpful
Did you find this helpful?
Bajaj Finance Limited
April 19, 2024
Thank you so much for this 5-star review. We appreciate you being a customer and helping to share the word about us. We’re here for you anytime - Gauri
T Ja
April 19, 2024
Absolutely love this finance UPI app. It's incredibly user-friendly and has made managing my finances a breeze. The interface is clean and intuitive, making it easy to navigate through transactions, bill payments, and transfers. Plus, the security features give me peace of mind knowing my financial data is safe. Highly recommend!
100 people found this review helpful
Did you find this helpful?
Bajaj Finance Limited
April 19, 2024
We are so grateful for your review. Thanks for sharing your rating with us and the community - Nandini
Vishakha Kumari
April 19, 2024
App offers a clean and user-friendly interface, making it easy for users to navigate through various features. The layout is intuitive, with clear menus and options. However, there were occasional minor bugs encountered during the testing phase, which slightly affected the overall user experienc✨✨
54 people found this review helpful
Did you find this helpful?
Bajaj Finance Limited
April 19, 2024
Thank you so much for this 5-star review - Jitesh

What's new

🚀 Exciting Updates Await You!
UPI Lite: Streamlined, PIN-free transactions up to Rs. 500 for effortless payments.
Credit Card UPI: Seamlessly link 'Rupay Credit Cards' on UPI
Gift Cards: Convenient gifting options now at your fingertips.
My Zone: Revamped for a personalized experience, featuring Games and Daily Rewards.
Enhancements: Document Downloaders, seamless cart journey resumptions and Flexi Lite for small withdrawals
Share your thoughts at https://www.bajajfinserv.in/reach-us.