Bajaj Finserv: Loans, UPI & FD

4.8
4.57M reviews
100M+
Downloads
Content rating
Everyone
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About this app

The Bajaj Finserv App is trusted by 50 million+ customers across India for their financial and payment needs. Using this app, you can apply online for a set of loans including personal loan, home loan, gold loan, professional loan etc, and fulfil your requirements. You can shop offline from 1 million+ products on Easy EMIs, invest in FDs, get insurance & do much more. You can also easily pay all your utility bills, recharge your mobile, DTH services & transfer money using BHIM UPI.

Instant Personal Loan App
● Get instant personal loans up to ₹55 Lakh with this loan app.
● Doctors & Chartered Accountants can get funding via professional loans.
● Self-employed individuals can get affordable business loans.

Highlights of Personal Loan
✔️ Loan Amount: ₹40,000 to ₹55 Lakh
✔️ Repayment Tenure: 12 to 96 months
✔️ Rate of Interest: 10% to 31% p.a.
✔️ Processing Fees: Up to 3.93% (inclusive of applicable taxes) of the loan amount

Example: For a loan of ₹1,00,000 at an interest rate of 15% per annum for 12 months resulting in ₹8,310 interest amount (interest rate on a reducing balance method), with a processing fee of 3.93% (₹3,930) and other charges of ₹100, the total amount to be repaid after a year is approximately ₹1,12,340.
Note: This is an estimate; the actual interest rate and processing fees may vary depending on the product.

More Loans with the Same Ease
● Home Loan: Make your dream home a reality with loans at competitive rates and flexible repayment options.
● Gold Loan: Use your gold as security to get funds for any urgent needs.
● Business Loan: Designed for business owners, easily meet all expenses related to growth, operations, or expansion.
● Two Wheeler Loan: Finance your new two-wheeler with a quick and simple loan process.

Shop on Easy EMIs
● Shop from 1 million+ products at 1.5 lakh+ stores across India.
● From electronics to sports equipment to smartphones to furniture - shop everything on Easy EMIs.
● Shop genuine products from top brands with exciting offers and discounts.

Recharge & Bill Payments in One Place
● Pay all your utility bills such as water, LPG, electricity, etc. online using the Bajaj Finserv app.
● Recharge your mobile numbers, DTH & FASTag from leading providers.
● Instantly pay fees towards education, clubs & associations, housing societies, etc.
● Earn exciting cashback when you pay using Bajaj Pay UPI & use it for future bill payments.

Payments Simplified with BHIM UPI App
● Create your unique Bajaj Pay UPI ID, enjoy UPI offers & send/receive money, or pay bills by scanning any QR code & authorize your UPI payments by entering the UPI PIN.
● Add money to your Bajaj Pay Wallet & make payments in seconds.

Invest with Ease in Fixed Deposits
● Get high ROI on fresh FDs and renewal of existing FDs.
● Special interest rates for senior citizens.
● You can start investing in FD online for just ₹15,000 and get a loan against it.

Mutual Funds for Everyone
● Invest in Mutual Funds with as low as ₹100 with this Top Mutual Fund App.
● You can invest in any Mutual Fund via monthly SIPs or pay a lumpsum.
● Pay monthly mutual fund investment via UPI.
● Make the most of your investment by paying 0% distributor commission.

Insurance for Every Need
● The Bajaj Finserv app offers 300+ plans for Health Insurance, Motor Insurance, Pocket Insurance, and more.
● Getting insurance is even easier with a 100% digital process.

One App for All Needs
● Fulfill your shopping and travel needs on one platform with 100+ brand partners.

Features
● Find all your financial transactions in one place
● Calculate your EMIs for your preferred tenure using the EMI Calculator
● Check your CIBIL score and get the credit health report online
● Download your loan account statements
● Get quick assistance & timely resolution for your queries

Contact Us:
Bajaj Finserv- Off Pune-Ahmednagar Road, Vimannagar, Pune-411014
Updated on
May 24, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.8
4.56M reviews
raj kiran
April 8, 2025
very slow app compared to others. Payments or any other options to check, it is taking a long time to open and showing net slow even using wifi high speed also. In some times cashback offers showing and not receiving cashback and after 2 or 3 transaction then we are receiving cashback. If given customer complaint, they are asking for cashback offer evidence and we can't take screenshot in this app. Offers conditions showing in very small letters.
145 people found this review helpful
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Bajaj Finance Limited
April 8, 2025
Hi, Greetings from Bajaj Finance! 1. Rewards are basis customer's eligibility 2. Product Information/FAQs -> Home Page -> Rewards -> Right Top corner 3. If issue persist visit raise a concern, click on My Account-> Help & Support-> Raise a Request-> Bills and Recharges/Wallet/Rewards option Mention ref ID RN080425-02. Thank you - Komal
Molly Mathew
June 6, 2025
This app is a complete scam. I tried to log in and it kept sending verification messages over and over, more than 20 times without ever letting me in. Every message drained my mobile credit, and by the end, my entire balance was gone. No warning, no success, just a loop that cost me money. This isn’t just bad design,it feels like deliberate exploitation. Avoid this app at all costs unless you want to pay just to try logging in.
29 people found this review helpful
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Bajaj Finance Limited
June 6, 2025
Hi, request to clear the app data & cache>>Update new app version from Playstore>>Ensure PAN/DOB/MPIN/OTP are updated correctly. If not resolved, write us with details of issue on appsupport@bajajfinserv.in along with - Phone No., Device model & operating system & Date with Approximate time of issue. Mention ref ID AS060625-25. Thank you - Yash
Parivarthan M U
June 4, 2025
Update : 4 Stars The update on 4 Jun seems to have speeded up the application. I was advised in the app that it was an internal server error. Thanks Older review : 2 Stars It was loading faster before the update. Now it just keeps loading and sometimes fails too most of the time. Initially I thought it may be my network issue. Later I tested it. It's very slow and does not load at all sometimes when all other banking applications including youtube videos also at Full HD loads in mili seconds.
37 people found this review helpful
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Bajaj Finance Limited
June 4, 2025
Hi, we are here to assist you 1.Uninstall & Re-Install updated new app version from playstore 2. If not resolved, write to us with details of issue on appsupport@bajajfinserv.in along with A.Phone Number B.Device model & operating system C.Date with Approximate time of issue Mention the ref ID AS060425-38 for us to track. Thank you - Shashank

What’s new

🚀 What's New in Bajaj Finserv!

* Business Loan: Seamlessly resume offline applications online, complete KYC, and track progress.
* Lawyer Loan: New journey with instant offers, in-app mandates, and accurate credit insights.
* Chat Support: Resume sessions, secure chat events, and instant help options.
* Document Center: Enhanced document management for a smoother experience.
* Other Updates: Bug fixes and various app enhancements.

Share feedback at https://www.bajajfinserv.in/reach-us.

App support

About the developer
BAJAJ FINANCE LIMITED
bajajfinservandroid@gmail.com
3rd Floor, Panchshil Tech Park, Plot 43/1, 43/2 & 44/2, Viman Nagar, Pune, Maharashtra 411014 India
+91 91563 66861